This is a absolutely wonderful service. This is NOT a payday lender instead it takes your information and matches you to a service that would best fit your situation. All of the lenders that they promote are US based and follow all applicable state and federal regulations.
The standard criteria that I have outlined in my previous post applies to this program. It is totally free. I forgot to say that you should NEVER pay any money upfront for a payday loan. There is NO such thing as a secured payday loan. Those companies are illegal and should be reported to the FTC. I have a banner to the side which will take you to their website to begin again if you do not meet the qualifications do not apply. I have yet to be harrassed by them or their lenders but that doesn't mean their customer service rules don't change.
Saturday, July 25, 2009
Payday Loans
Payday loans are short term loans for emergency use. These loans can turn into a viscous cycle. If you are looking for a short term loan you need to find a company that is located inside the US as a vast majority of companies are located outside the US and think that they are not obligated by US laws or local state laws which is false. The safest bet is to visit a local payday loan store in your area. If you do not want to visit a store I understand. I am going to outline the qualifications of US based Payday Loan Lenders.
To qualify for a payday loan this is the standard criteria for receiving a loan.
1. You need to earn at least $800 per month.
2. You need to have a valid Checking account not savings account.
3. Direct Deposit is not a requirement but it is helpful for getting approved quicker. You can usually just check this option and make sure that you put your payday one day after you really get paid it makes it easier for you to deposit the money in to you checking account without feeling threatened of being overdrawn from your bank.
4. You can NOT be in the military, I don't know why personally they made this a option as if you know someone or are in the military we know the pay is horrible.
5. You can not be a resident of Georgia, Virginia, Ohio or West Virginia. These states have enacted laws prohibiting payday loans from companies that are online. If you live in one of those states there are Payday loan stores that can assist you.
Those are the basic qualifications. If you do not qualify do not apply some companies are out of their mind, even if you do not qualify they will harrass you to keep applying by phone calls and emails. It can be unbearable sometimes.
What I have done is over the last 2 years I have applied, received and paid back multiple payday loans from 23 different companies. The ones that have passed the test I will be posting here as I get permission from them to post there ads here. Always check back as I will be posting more lenders with better payback terms, no sneeky small wording.
If you know a payday loan lender that has been good to you email me at
jennaexec@gmail.com and I will contact them to have their company posted here.
Also if you see a lender that has done you wrong do the same, I will promptly remove it, because one person can have a totally different experience.
My email address is jennaexec@gmail.com
My name is Jody.
To qualify for a payday loan this is the standard criteria for receiving a loan.
1. You need to earn at least $800 per month.
2. You need to have a valid Checking account not savings account.
3. Direct Deposit is not a requirement but it is helpful for getting approved quicker. You can usually just check this option and make sure that you put your payday one day after you really get paid it makes it easier for you to deposit the money in to you checking account without feeling threatened of being overdrawn from your bank.
4. You can NOT be in the military, I don't know why personally they made this a option as if you know someone or are in the military we know the pay is horrible.
5. You can not be a resident of Georgia, Virginia, Ohio or West Virginia. These states have enacted laws prohibiting payday loans from companies that are online. If you live in one of those states there are Payday loan stores that can assist you.
Those are the basic qualifications. If you do not qualify do not apply some companies are out of their mind, even if you do not qualify they will harrass you to keep applying by phone calls and emails. It can be unbearable sometimes.
What I have done is over the last 2 years I have applied, received and paid back multiple payday loans from 23 different companies. The ones that have passed the test I will be posting here as I get permission from them to post there ads here. Always check back as I will be posting more lenders with better payback terms, no sneeky small wording.
If you know a payday loan lender that has been good to you email me at
jennaexec@gmail.com and I will contact them to have their company posted here.
Also if you see a lender that has done you wrong do the same, I will promptly remove it, because one person can have a totally different experience.
My email address is jennaexec@gmail.com
My name is Jody.
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